How Shopify, Amazon, and ecommerce sellers can access working capital, inventory financing, and growth loans in the US and Canada. Get funded faster with online business-specific solutions.
Online sellers face unique financial challenges that require tailored solutions:
Custom funding options for Shopify stores, Amazon FBA sellers, dropshippers, and other online businesses:
"Our client's Shopify store secured $120K at 8% APR using these ecommerce-specific strategies when traditional banks declined them."
"A Toronto-based Amazon FBA seller accessed $75K CAD in working capital after implementing our system when banks offered only $25K."
Ecommerce businesses need dedicated business bank accounts and credit profiles to qualify for better funding terms.
While Shopify Capital or Amazon Lending are convenient, they often have higher rates than other options. Diversify your funding sources.
Lenders evaluate inventory turnover, customer acquisition costs, and lifetime value. Track these metrics religiously.
Time applications when your sales are strongest (typically Q4 for most ecommerce businesses).
Many fulfillment centers offer inventory financing programs to their clients that aren't widely advertised.
Get our 29-point guide to improving your online store's financing options in 2025-2026:
This checklist helped an Amazon FBA seller increase their available credit from $15K to $150K in six months by optimizing their financial profile.
Choose your next step to access better financing for inventory, marketing, and expansion: