Use our proven system to make your business loan-ready
and get approved for the funding you need.
Discover the 27 factors lenders evaluate before approving your business for funding
Watch this video to understand the most common fundability mistakes business owners make.
"Before applying for any loan, it's critical to know whether your business is truly fundable. This checklist will show you exactly what lenders look for."
Most loan rejections come down to one thing: lack of fundability.
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Whether you're looking for $10k, $100k, or even $1 million+, lenders evaluate these critical factors before approving your application.
Ensure your business name matches exactly across all documents (licenses, bank accounts, tax filings) to avoid automatic rejections.
Properly document assets (equipment, inventory, real estate) that can secure your loan and improve approval odds.
Lenders typically want to see you've invested 10-30% of the loan amount personally before they'll contribute.
A dedicated business account with 6+ months of activity demonstrates financial stability to lenders.
"After fixing the inconsistencies Rondal identified, we got approved for our first line of credit within 45 days."
- Maria T., Retail Business Owner
"The checklist showed us exactly what to improve. Our next application was approved for 3x the original amount!"
- James L., Service Company
Most entrepreneurs get denied or approved for less than they need because they don't understand how fundability works.
This step-by-step program shows you how to:
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Check My Credit ScoreMost businesses notice significant improvement in their fundability within 30-60 days when following the checklist systematically. Some items (like establishing business credit) take a few months to fully develop.
No. While good credit helps, many funding options are available even with challenged credit. The checklist shows you how to strengthen other aspects of your fundability to compensate. Learn how to build credit even as a new business.
Absolutely. The checklist includes specific steps for new businesses to establish fundability from day one, avoiding common mistakes that limit future funding options.
If you've had loan applications denied—or approved for less than you need—it's likely due to correctable fundability issues. Let's identify and fix them before you apply again.
Securing a business loan is not just about having a good product or service. Lenders look at your business's overall fundability to decide whether to approve your application. Fundability is the total package of financial and structural credibility that lenders evaluate before giving you money.
Some of the most common reasons for loan rejection include inconsistent business details across legal documents, lack of business credit history, no separate business bank account, and insufficient collateral or owner investment. These issues often go unnoticed until you apply and get denied.
That's where a fundability checklist comes in. It acts as a pre-approval blueprint—helping you correct weak spots before the lender sees them. From verifying that your business name is consistent on all government filings to making sure you've invested your own capital, the checklist ensures you cover all the critical points.
Lenders also expect to see a properly registered business entity, licenses appropriate to your industry, and a professional online presence with matching contact information. Your business bank account should have at least 6 months of transactional history. If your personal credit is involved, checking your credit report for errors beforehand can save you time and frustration. It's also important to understand the difference between business credit and personal credit — lenders evaluate them differently, and relying on the wrong one can hurt your chances.
To further strengthen your application, document any collateral you have, like inventory or real estate, and prepare to demonstrate your cash flow. These show the lender you can repay what you borrow and reduce their risk.
The 27-point fundability checklist provided on this site was created to walk you through each of these steps in a simple, actionable way. Download it now and start building your business's fundability profile before you apply.